Government Saving Schemes in Pakistan
Central Directorate of National savings organization Pakistan is controlling and managing all National Savings Schemes in Pakistan Read the full details about all government savings Schemes that are great investment opportunities for the benefit of the General Public. There are a total of 4 Government saving schemes active on all national saving centers or Qaumi Bachat bank all over Pakistan.
Following are government Savings Schemes, Ministry of Finance, Government of Pakistan
- National saving Account
- National Savings Certificate
- National Saving Prize Bonds
- National Savings Premium Prize Bonds
National Savings is an attached department of the Finance Ministry. Its main managerial office is the Central Directorate of National Savings situated at Islamabad. Regional Directorates are in twelve main cities of Pakistan namely Peshawar, Islamabad, Lahore, Multan, Sukkar, Karachi, Abbottabad, Gujranwala, Faislabad, Bahawalpur, Hyderabad, Quetta. and 370 National Savings Centers or Qaumi Bachat bank all over Pakistan. spread throughout the country working under the jurisdiction of their respective Regional Directorates.
National saving Account
- Savings Account
- Pensioners Benefit Account
- Special Savings Account
- Shuhadas Family Welfare Account
National Savings Certificate
- Defence Savings Certificates
- Behbood Savings Certificates
- Regular Income Certificates
- Special Savings Certificates
- Short Term Savings Certificates
National Saving Prize Bonds
- Prize Bond 100 (Student Welfare Bond)
- Prize Bond 200
- Prize Bond 750
- Prize Bond 1500
National Savings Premium Prize Bonds
- Premium Prize Bond 25,000
- Premium Prize Bond 40,000
|Dimension (Rs)||1st Reward||2nd Reward||3rd Reward|
|No||Amount (Rs)||No||Amount (Rs)||No||Amount (rs)|
|Prize bond 100||1||700,000||3||200,000||1,199||1,000|
|Prize bond 200||1||750,000||5||250,000||2,394||1,250|
|Prize Bond 750||1||1,500,000||3||500,000||1,696||9,300|
|Prize bond 1500||1||3,000,000||3||1,000,000||1,696||18,500|
|Premium Prize bond 25,000||2||30,000,000||5||10,000,000||700||300,000|
|Premium Prize Bond 40000||1||80,000,000||3||30,000,000||660||500,000|
National Savings Financial Analysis:
The total investment portfolio of National Savings is Rs.2,596,414.14/- and it is approximately 82% of the whole investment gathered by other financial institutions i.e scheduled banks etc. Keeping in view the aforementioned facts and figures it would be worth saying that National Savings and its Investments are the pillars of Pakistan’s Economy.
Role of National Savings in Pakistan’s Economy:
National Savings takes pride in serving millions of investors nationwide with “Unshakeable Trust” and playing a vital role in the promotion of savings and National Development. It offers a safe & easy way to boost the economy with the upside potential of investment and making a solid addition to the economy of Pakistan. National Savings has always been the most trusted and preferred choice of individuals and institutional savings. Therefore National saving is a benchmark of all-out excellence.
Future of National Savings:
Investments is not only dependent upon the rate of return, rather it is equally dependent upon the standard of customer services, method of operations, kind of facilities, and efficiency & proficiency of the organization as well as security of investments. Automation of accounts is also nearing its completion to facilitate the investors. National Savings is continuously improving its basket of savings products.